International Bridge Financing

What Is Bridge Financing?

Product features:
Rates from 0.65% p.m.
1st & 2nd charge loans
Loans from £50,000 – £10,000,000 and more
Up to 70% - 80+ LTV
Terms from 1-36 months
Residential, commercial & semi-commercial property
No up-front fees, no exit fees, no ERCs
No credit scoring

For those who are new to investing in real estate, the common question is, what is bridge financing? A better question is, what is bridge financing, and how does it benefit commercial Real Estate investors?

Investors that are well-versed in bridge financing, understand the importance of having access to reliable and reputable bridge lenders. Bridge financing is short-term financing, sometimes referred to as private money, smart money, or hard money.

International Bridging Finance:

We offer International Bridging Finance and European bridging finance for:

• France,
• Spain,
• Germany,
• Portugal,
• Scandinavia,
• Netherlands,
• Austria,
• Switzerland,
• Belgium and
• United Kingdom
• as well as many more countries around the world.

Here at our Bridge Lending Group, we mainly offer international bridging finance to our clients purchasing or refinancing high-value European property that requires fast financing.

We can also offer residential bridging finance through a select number of our lenders on renovations of mid to high-value properties being converted into residential properties from commercial units.

BRIDGING LOANS PROPERTY ASSET CLASSES:

• Residential Development/Commercial/Mixed Use
• Land With Planning For Building
• Hotels
• Office Buildings/Office Towers
• Industrial/Warehousing Units
• Shopping Complexes
• Retail/Retail Parks
• PBSA
• PRS / Build to Rent
• Development of Exit Bridge

Standards:

• The higher the LTV, the more expensive the loan is likely to be.
• Conversely, a bridging loan with a 70% - 80%+ LTV will typically attract an interest rate of between 0.65% to 1.25% a month (for a residential loan including light refurbishment – commercial loans tend to have higher interest rates).
• Some lenders may offer a 100% bridging loan LTV if alternative collateral (security) can be provided – perhaps in the form of another property.